Canadian Driver #Auto Insurance Rate #Alert!
IMPORTANT NOTICE FOR CANADIANS REGARDING YOUR CAR INSURANCE RATES. LISTEN UP!!!!
Okay, this blew me away!!!!!!!!! I received my annual car insurance renewal. I freaked out when I saw my new rate. Let’s keep in mind, I have a perfect driving record and have several ‘good driver’ discounts on my account for years. I also have a device plugged into my car that monitors good driving habits for a further discount. I barely ever drive my car anywhere.
Yes, rates go up annually, but usually 30-$40 dollars a year. I opened my bill and my insurance was almost $400 HIGHER!!!!! I was gobsmacked and phoned my insurer to rant and tell them I’m leaving them. But then, the agent asked me what year I got my licence.
I asked her what that had to do with anything. BUT IT DOES!. Apparently, the Ministry of Transportation has got involved with the merit system. The longer you’ve had your licence, the cheaper your rate. What’s the catch? The Ministry only went back ‘x’ amount of years in the database. When they slacked off, your year you became licensed is most likely not accurate! Exactly what happened to me.
My agent went through the ministry files and got my actual date I received my licence and my rate came down almost $400!!!!! I asked her WTF? People don’t know this and if they don’t call to inquire about their raised rates they just pay it? Pretty much!
The Ministry has to get their shyte together if they want to penalize people for dates they started driving and aren’t inputting the correct dates to their system. According to my agent, she had to go into the ministry backfiles to find the actual date my husband and I were each licensed because the date that was given to them was decades off from the actual date.
EVERY CANADIAN SHOULD CALL THEIR INSURER IF THEY NOTICED THEIR RATE SKYROCKETED THIS YEAR!
This is a public service announcement from me. You’re welcome!
Note: Please share this important info around, even if you are not Canadian, I’m sure you have Canadian friends who need to know this. Thank you.