If your social media is plastered with you indulging in risky behaviour you may be hearing he words (non,no,nein,niet) from your insurance provider.

Depending where you go at home or abroad, it can be expensive, especially at peak times, but there are also other costs to take into account resulting from our online exposure.

We have all read the stories in the press of teenagers planning a get together whilst parents are away for the night and five thousand turn up on the doorstep and then trash the house.. Every parent’s nightmare.. Yet we adults also have to be careful about what we post on Facebook that might invite unwanted guests into our home. We also have to be savvy about what we post while we are away, as this too might end up costing you thousands.

Apart from swearing children to secrecy about their much anticipated two weeks away from August 1st to all their friends. (I am not suggesting for a minute that they might harbour criminal intent), we also need to guard against announcing our time away online to our ‘friends’ on Facebook and other media. I am always clear when I am going away that there is someone in the house, electrified fencing and a python loose in the garden!

As we head towards the summer holidays and millions of us board planes and ships to travel around the world, the first thing that we want to do is share our wonderful experiences. With the world-wide web you can post your images to Facebook and other sites every day as you relax on your tropical lanai and watch the sun go down. Clearly this is not Northampton…… Please continue reading at Sally’s Smorgasbord